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For Members of the NCCA

Healthcare Protection. Custom-tailored, affordable, quality benefits for you and your employees.

Do you have an affordable Benefits Package for your Child Care Center or Preschool?

Have you gone without Health Insurance and other Benefits because you or your employees don’t qualify – or can’t afford the premiums?

We have great news for you: National Child Care Association & Child Care Insurance Professionals have teamed up to bring you the low-cost, high quality, no hassle benefits needed for your and your child care center, day care center, Montessori school, Head Start program or preschool.

Benefits Available

These benefits are available through one of the Nation’s Largest & Most Trusted Child Care Insurers

Limited Medical Plans

• Coverage for Dr. Visits, Surgery & Hospital Stays, Prescription and more
• Guaranteed issue
• Covers pre-existing conditions
• AlwaysCare Dental/Vision Plan
• Off-the-Job Accident Coverage

Dear Friend and NCCA Member,

After the economy, the second major challenge to American business is the runaway cost of health insurance and other employee benefits. Many of you have asked us to help, and we believe we have found an effective partnership with Child Care Insurance Professionals.

These programs were specifically designed to give small businesses the ability to use our collective group purchasing power to obtain benefits that normally would not be available to an individual or small business.

In Selecting the benefit portfolio, we first focused on the affordability of the Limited Benefit Medical Plans, that are designed to provide basic benefit coverage, not to replace any Comprehensive Major Medical coverage you currently have or can obtain. They can also be used to fill in gaps in current coverage that you may already have.

You can offer these benefits to your employees on a voluntary paid basis, or employer contributed, which is traditional for group plans. Another benefit of reversing this trend is that plans may now be offered to full and part time employees along with independent contractors.

An added plus is that your employees will be able to speak with a live person when calling the Benefit Customer Service Center for enrollment purposes, benefit questions, general inquiries, or claim status.

You probably have questions about how this can work for you and your employees. We welcome your call to discuss any part of the program at all. Thank you and we certainly appreciate your interest in this important venture!

Sincerely,

Marie W. Darstein

Executive Director

National Child Care Association (NCCA)

Limited Benefit Medical Plans

The Limited Benefit Medical Plans described are low-cost plans that have guaranteed acceptance with no requirement for medical underwriting, participation requirements or any preexisting conditions or limitations. They are designed to provide reimbursement for basic services at highly affordable rates but are not designed to replace any current Major Medical coverage you have available.



The insured benefits described on this page are fully insured and backed by the financial strength of Transamerica, an AEGON Company. Transamerica has A.M. Best Rating of A+ Superior. AEGON is one of the world’s leading life insurance and financial services organization. The MultiPlan PPO Network are not insured benefits and are not covered by Transamerica, but are separate vendor service.

AlwaysCare Dental and Vision Plan

You can choose to enroll in the AlwaysCare Dental and Vision plan even if you do not purchase a medical plan. The AlwaysCare Dental and Vision Plan is underwritten by the National Guardian Life Insurance Company of Madison, Wisconsin.

Transamerica TransAccident Plan

Why take chances? TransAccident pays regardless of any other insurance you may have. Off-the-Job Accident Plan Designs underwritten by Transamerica Life Insurance.

We offer a wide range of benefit programs designed to provide affordable access to basic health care services, as well as other benefits.

Our indemnity plans are easy to communicate, enroll, and administer.

Key Features

• First Dollar Coverage
• Assignable Benefits
• No Medical Underwriting Guaranteed Issue
• No Pre-Existing Condition Limitations
• No Waiting Periods For Most Benefits
• No Deductibles or Co-Insurance Requirements
• No Coordination of Benefits
• Employee Premiums As Low As $8.17 per Week

Available coverage for

• Available coverage for
• Doctor Office Visits
• Diagnostic X-Ray & Lab Works
• Wellness Exams
• Accidents
• Hospital Stays
• Prescription Drugs
• Surgical Procedures
• Cancer
• Dental & Vision

We can combine multiple products into unique packages, allowing employers to custom-tailor quality benefits for their employees.

Benefit options also include

• Limited Medical Plans
• Cancer
• Accident
• Life
• Identity Theft coverage
• Major Medical
• Critical Illness
• STD / LTD
• Cancer
• PPO / Discounted Health Services

Child Care Insurance Professionals